Either you are looking to get auto insurance in PA or in any other state, you need to know that each state will oblige car owners to acquire a minimum amount of bodily injury and property damage liability insurance in order to comply with the state auto insurance laws. All states have laws which cover the financial aspect of an car accidents, so in case it happens, the driver (actually the car owner) must have an automobile liability insurance, in order to cover the legal minimum. As a general recommendation, a car owner should get $100,000 of bodily injury protection per person and $300,000 per accident. Most state auto insurance laws state lower limits, but the rest of the money will be taken off your own pockets in case the accident happens, as you won’t have them covered by insurance.
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