Auto Insurance After DUI
DUI stands for “driving under influence” and it refers to bring caught by the police while driving under the influence of alcohol or drugs. DUI is considered infraction and it’s relatively widespread in US. The consequences of a DUI or DWI conviction can cost you a lot of money on both short and long term. On short term you’ll have to pay the fine and the attorney fees. On long term, your DUI history will influence the rates of your auto insurance policy. Some insurance companies go as far as canceling your car insurance policy. Others just classify you as a high risk driver and significantly increase your insurance premiums for the same coverage, as risk is one of the major factors that could signal if the insurer would have to pay you more than you pay them or not. Even the simple speed tickets or minor accidents can contribute to increasing your auto insurance premiums.
Drunk driving is serious felony, so don’t take it as a joke. Hire the best attorney you can to represent you in court. Then see how you can get your driver’s license back, at least for commuting to work, if not for all your other activities.
How To Search for Car Insurance Quotes After DUI / DWI
As your driver’s license gets suspended in case of a DUI conviction, you need to fight for getting it back as soon as you can. Some insurance carriers offer the SR-22 form which serves you as a proof of insurance and helps you see your driver’s license reinstated. This is possible in some states, so you may want to check your local laws in this respect.
However, not all auto insurance companies are entitled to provide SR-22 for their customers, therefore you’ll need to get several quotes from various insurance companies operating in your residence area, then go for the one which does and which can offer you the best insurance deal for your particular condition.
You can get a free DUI insurance quote by entering your zip code in one of the yellow forms above: in the top one for auto insurance, or in the bottom one for motorcycle insurance. The quotes will be visible immediately and you won’t have to pay for this service. It’s free and non-obligation.
admin @ July 9, 2009