Arizona Auto Insurance Laws And Liability Limits
All vehicles registered in Arizona should be covered by a liability insurance policy issued by an operator licensed to so business in this state.
Liability insurance limits for Arizona state:
- Bodily injury: the limits are $15,000 per person and $30,000 per accident
- Property damage: the limit is $10,000 per accident
What you should also be aware of is that one can’t register a vehicle in Arizona without showing a proof of financial responsibility in value of $40,000. This can be cash, a certificate of deposit or a certificate of insurance.
The proof of auto insurance must be carried with the car driver while operating the vehicle. If you fail to show it to the police, you may get your vehicle registration and driver license suspended. For reinstating them, you have to file the fees and future proof of financial responsibility with MVD.
Out-of-state car insurance is not valid in Arizona, therefore all vehicles registered in this state must be insured by a company licensed in Arizona.
If you were suspended and need to clear the registration suspension, here’s what you need to do:
Provide proof of Arizona insurance at the time of the suspension. In case you can’t obtain this proof, an SR-22 (for all owners listed on the registration on the date of the suspension) must be obtained from an Arizona-authorized insurance company, and a $50.00 reinstatement fee must be paid. The SR-22 must be maintained for three years from the date of suspension with no lapse in coverage. (source: MVD)
If you need auto insurance for the state of Arizona, you can get free quotes online by clicking on this form and submitting your zip code.
admin @ November 19, 2010